Blogs and Advice

How much Savings do you need to delay starting CPP and OAS?...

If your income is high enough to trigger a clawback of Old Age Security (OAS) payments, based on the income you’ve reported on your tax return, the physical payments are normally stopped. However, you will still receive a T4A showing that you receive...

The age you decide to retire can have a major impact on your finances. This article may help you decide when would be the best time for you...

Few retirees wait until 70 to collect their Canada Pension Plan cheques, but maybe more should...

Many Canadians have group health insurance through their employer. But if you’re retired, self-employed, employed on contract or are between jobs, you may want to explore individual health insurance....

It’s generally better to contribute to a tax-free savings account than an RRSP as you approach your post-employment years. TFSAs can also take some of the sting out of required RRIF withdrawals....

From the old age security pension (OAS) to the guaranteed income supplement (GIS), retirement planning can get confusing....

Even when markets fluctuate, annuities can provide a steady income to support your retirement lifestyle. Learn more about securing your future income...

It might seem counterintuitive to spend down your own retirement savings while at the same time deferring government benefits such as CPP and OAS past age 65. But that’s precisely the type of strategy that can increase your income, save on taxes, and...

You play an important role in protecting your parents' legacy Do you remember when your parents sat you down for the talk? Back then, it likely included some awkward moments and uncomfortable feelings. It could be time for another talk, but this ti...