Does this sound familiar?

People come to me and share a version of this story. They have been married for awhile and their spouse looked after the finances. Their spouse paid attention to the bills, debt, bank accounts, retirement, mortgage, and investments. They are now separated or divorced and they want to know if they will be okay financially, now and in retirement. They want guidance, education, and a plan they can follow, so they sleep better and build confidence. If this resonates with you, let's talk.

About me

A dedicated Financial Planner with a passion for guiding individuals through the turbulent waters of separation and divorce. In my years of experience, I've seen firsthand the emotional and financial challenges that arise during this life-altering transition. Allow me to share how I can be your trusted partner in securing your financial future and peace of mind during this difficult time.
Separation can be emotionally draining, leaving individuals overwhelmed and uncertain about their financial future. I understand the turmoil you may be going through. My primary mission is to offer a compassionate, understanding, and non-judgmental approach to your unique situation.
With a specialized focus on divorce financial planning, I have honed my skills to address the complex financial issues that can arise during divorce. I'm well-versed in asset division, tax implications, alimony, child support, and property settlements. My goal is to ensure that your financial well-being remains a priority throughout the process.
I believe that every client's situation is unique, and there's no one-size-fits-all solution. I work closely with you to create a personalized financial strategy that considers your short-term and long-term goals. Whether it's protecting your assets, maximizing your financial settlements, or planning for a secure retirement, I'm here to help.
I collaborate with your legal team, mediators, and other professionals involved in your case to ensure a cohesive approach. This way, you can have peace of mind knowing that your financial interests are safeguarded during the divorce proceedings.
I firmly believe in the power of financial literacy. I'll take the time to educate you on your financial situation and your options, empowering you to make informed decisions. You'll have a clear understanding of your financial picture and the steps needed to regain control of your financial future.
My ultimate goal is to help you not only navigate the immediate challenges but also lay the foundation for a secure financial future. From budgeting and saving to investing and retirement planning, I'll guide you on a path to financial independence.
In times of separation, the right financial advisor can make all the difference. With a compassionate, individualized approach and expertise in divorce financial planning, I'm here to support you every step of the way. Let's work together to emerge from this challenging period with financial confidence and a brighter future. Contact me today, and let's begin your journey towards financial security and peace of mind.

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Contact me today to learn more

Ask an advisor: RRSP or TFSA? – Canada Life

Find out the reasons to invest in a registered retirement savings plan (RRSP) or tax-free savings account (TFSA) and why an advisor should help you decide.

 

 

View video script

 

Description: This animated video introduces a character named Hinata and his advisor with illustrated graphics to show the difference between an RRSP and TFSA.

Text “Ask an advisor” appears. The camera zooms out as the text lands in an outlined square. “RRSP or TFSA?” fades in below. An illustration of a vault draws on the right side of the frame.

Hinata: How do I choose between investing in an RRSP or a TFSA?

Description: Hinata sits in his advisor’s office with a cup of coffee on the desk in front of him. His advisor’s head nods to the right of the frame. A laptop is placed in between them.

Advisor: Well, first off, it depends on several things,

Description: Cut to Hinata and his advisor sitting behind her desk. She leans in and gestures towards the laptop.

Advisor: including your age, income, tax rate, the goal you’re saving for, and how long it’ll be until you need to use the money.

Description: Cut to five squares with icons and text, labelled “Age,” “Income,” “Tax rate,” “Goal” and “Time.”

Advisor: A registered retirement savings plan or RRSP is used to save for retirement.

Description: A pie graph labelled “RRSP” animates into the frame. An illustration of a Muskoka chair appears in the middle of the graph.

Advisor: When you put money into an RRSP, you get a tax receipt that can offset your income taxes.

Description: The advisor’s hand enters the frame and moves a coin into the pie graph. Cut to an illustration of a receipt. The advisor's hand brings the coin over to the receipt.

Advisor: You only pay tax on this money when you withdraw, and in retirement, you generally pay less tax than in your working years.

Description: Cut to line graph showing age from 20 to 90. The line representing income rises until retirement at age 65, then decreases gradually afterwards.

Advisor: A tax-free savings account or TFSA can be used to save for retirement

Description: A pie graph labelled “TFSA” animates into the frame. An illustration of a Muskoka chair appears in the middle of the graph.

Advisor: or any other goal.

Description: The camera zooms out to show two more pie graphs, one with an illustration of a new home, the other with an airplane.

Advisor: When you put money into a TFSA, you don’t get a tax-receipt like with an RRSP.

Description: The graph in the middle of the frame grows larger. The advisor’s hand enters and moves a coin into the pie graph.

Advisor: However, you also don’t pay tax on any increase in value in your TFSA,

Description: The hand pulls the coin out of the pie graph as the camera pans to a line graph representing savings over 15 years.

Advisor: or on money you withdraw from it at any date.

Description: An illustration of a receipt with scissors fades in as the graph drops slightly at the 15-year mark to show a withdrawal. The line graph continues to increase over another 10 years, another drop appears at 25 years, then finishes growing at 35 years.

Advisor: RRSP or TFSA or both? I can help you choose the best option for you.

Description: The camera zooms out of the laptop to return to Hinata and his advisor in her office.

Text “Let’s talk. Contact me today.” appears onscreen with the Canada Life logo and legal line: “Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-204-946-1190.”