Blogs and Advice

We even have a burgeoning home-equity loan industry to help the home-rich but cash-poor stay in their houses after retiring. But as Paul Brent reports, home ownership doesn’t always make sense for retirees....

These technological advancements bring about a very interesting question when it comes to the subject of estate planning – with everything online now, how do I protect my digital assets?...

Insurance-tracking shares are a powerful yet relatively unknown tax and estate planning tool for a business owner who is considering holding a whole life insurance policy in their corporation. These shares work in tandem with a life insurance policy...

Like a reverse mortgage, you would borrow against the policy’s cash value. When you pass away, the loan is paid off with the tax-free life insurance death benefit and the remaining insurance is paid out to your children tax-free....

We know that more than half of Canadian adults do not have a will. There are a variety of reasons for this, but one of the notions most commonly expressed by holdouts is that “it’s obvious who will be getting my estate.”...

Probate in Ontario is really called Estate Administration Tax (EAT), but everyone refers to it and knows it as probate. Probate is required if: a third party, such as a bank or other financial institution requests it; or legislation requires it be...

It’s time to take charge of your money. Get retirement ready, your way...

How can you prepare for what comes next?...

What happens to your RRSP or TFSA if you die with money still in your account?...

“Conventional retirement income planning assumes that retirees want to maintain a certain standard of living or a certain level of spending and attempt to generate enough income to support that spending level,” the report says. “But the data suggest...