What you get:

Help reaching your financial goals

Education to ensure you understand important financial concepts

Implementation of strategies to give you a higher chance of success for maximizing your returns with fee transparency

Planning to ensure your investments and withdrawals are tax efficient

Organization of important financial documents and assistance with tracking cash flow

 A rational buffer between your emotions and your long term goals

  

Personal Fee Only Financial Plan

  • No sales or recommendations of investment or insurance products
  • Current investment and insurance portfolio review
  • Cash Flow analysis
  • Major Purchase planning (house, education, renovation, etc.)
  • Emergency Fund 
  • Tax planning 
  • CPP and OAS timing analysis
  • Retirement income strategy
  • Retirement income tax planning
  • Estate plan including tax minimization
  • Will and POA review
  • Income Tax review
  • Mortgage Review by Mortgage Professional
  • 90 day and 6 month Priority follow up meetings

     $1650.00   Pay here

Household Fee Only Financial Plan

  • No sale or recommendations of products
  • Current investment and insurance portfolio review
  • Cash Flow analysis
  • Major Purchase planning (house, education, renovation, etc.)
  • Emergency Fund 
  • Tax planning 
  • Income Splitting
  • CPP and OAS timing analysis
  • Retirement income strategy
  • Retirement income tax planning
  • Stress test for one spouse passes
  • Estate plan including tax minimization
  • Will and POA review
  • Income Tax review
  • Mortgage Review by Mortgage Professional
  • 90 day and 6 month Priority follow up meetings

     $2150.00  Pay here

Business Owner Fee Only Financial Plan

  • No sale or recommendations of products
  • Current investment and insurance portfolio review
  • Business structure review (Incorporating, Holdco, Opco)
  • Compensation Analysis (T4, Dividend)
  • Succession and Transition
  • Pension Plan
  • Benefits Plan - Company and/or Individual
  • Cash Flow analysis
  • Major Purchase planning (house, education, renovation, etc.)
  • Emergency Fund 
  • Tax planning 
  • CPP and OAS timing analysis
  • Retirement income strategy
  • Retirement income tax planning
  • Estate plan including tax minimization
  • Will and POA review
  • Income Tax review
  • Mortgage Review by Mortgage Professional
  • 90 day and 6 month Priority follow up meetings

     $4000.00  Pay here

Ask Me Anything Consultation Available

Do you have questions or analysis that you need done but don't feel you want a full financial plan? No problem! Book an AMA consultation. $200/hourly

Are you ready to start your financial plan?  Click here to begin. Your information is not stored on this site. It is sent to the Planner by email.

The value of financial advice – Canada Life

Canada Life offers expert guidance to help you build a long-term financial plan to achieve your goals. Get started today at http://www.canadalife.com.

 

 

View video script

 

Description: This video uses footage of Canadians in different life stages and statistics to illustrate the value of an advisor.

Narrator: We’re not born knowing how to manage money.

Description: A young couple smiles lovingly at their newborn baby.

Narrator: We grow up needing a little guidance.

Description: Cut to a close-up of a mother and toddler’s feet, taking small steps together. Cut to a dad securing his son on a small scooter.

Narrator: An advisor offers expert advice to help you manage your life today for a better tomorrow

Description: A woman speaks to her advisor over video conference. The advisor smiles.

Narrator: by creating a personalized plan as unique as your goals and dreams.

Description: A couple sits in their living room, discussing their plan on a laptop.

Narrator: How much difference could an advisor make?

Description: Words “How much difference could an advisor make?” appear onscreen.

Narrator: How about having 60% more money in retirement

Description: A retired couple sit on a beach. The wife looks back to her husband and smiles. Words “Up to 60% more* retirement savings” appear onscreen with legal line: “*Saving for the future: Impact of Financial Advice on the Canadian Economy (IFIC 2020).”

Narrator: Being better prepared for an emergency

Description: A plumber fixes a leaking faucet. Words “32% more* prepared for a financial emergency” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”

Narrator: Being able to handle changing markets

Description: Cut to a close-up of a hand scrolling through stock prices on a phone. Words “19% more* able to handle tough economic times” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”

Narrator: Taking the vacation of your dreams

Description: A middle-aged woman in hiking gear walks across a plane. Mountains are in the distance behind her. Words “30% more* able to take a vacation” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”

Narrator: or splurging on something you’ve always wanted

Description: A couple stands in front of a new vehicle at a car dealership, speaking to a saleswoman. Words “34% more* able to splurge” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”

Narrator: Taking care of your family financially if you aren’t there

Description: Cut to a close-up of a couple clasping their hands together. Words “33% more* able to take care of your family if you die earlier in life” appear onscreen with legal line: “*Financial Planning Standards Council, fpcanada.ca, The Value of Financial Planning 2013.”

Narrator: Or even getting a bit more sleep.

Description: A man tosses in his bed, burying his head into his pillow. Words “12% less likely* to lose sleep over financial worries” appear onscreen with legal line: “*2021 Financial Stress Index, by FP Canada™.”

Narrator: We rely on lots of experts in our life.

Description: Cut to a surgical team preforming a surgery.

Narrator: Doctors for our health care.

Description: A female surgeon is shown close-up.

Narrator: Lawyers for legal help.

Description: A lawyer sits at their desk, typing.

Narrator: Mechanics to fix our car.

Description: A mechanic inspects the undercarriage of a car.

Narrator: So why not get professional financial advice to help you make the most of your money?

Description: A man meets with his advisor in an office. The advisor gestures towards the client’s plan.

Narrator: Visit canadalife.com to find an advisor and get started today.

Description: Words “Visit canadalife.com to find an advisor and get started today” appear onscreen with Canada Life logo and legal line: “Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-204-946-1190”