Divorce and Canada Pension Plan

Callum Sutherland - Apr 11, 2023
approximately half of the credit splits that are done result in a net loss of CPP benefits to the couple, and if the couple know in advance that they will lose benefits, they can decide not to apply.

When couples divorce, they have the ability to split the Canada Pension Plan to offset the income disparity during their relationship. Is it beneficial?  This case study shows, yet again, it depends.

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